The Financial Lifesavor

A few years ago I did something that iMpRoVed our financial stress.  In addition to tracking our monthly expenses, I made a simple spreadsheet that estimates what our bank account will look like in six months. Whenever I log our monthly expenses, I also update this 6-month sheet (to see an example, click 6-Month Spreadsheet). Continue reading “The Financial Lifesavor”

Life on a Budget

Let me tell ya, the word “budget” was not in our vocabulary when Doug and I got married 5 years ago. Like many newly married couples we graduated from college, moved to a new city, got good jobs and spent money on the weekends rewarding ourselves for all of our HaRd WorK.  BUT about 3Continue reading “Life on a Budget”