The Financial Lifesavor

A few years ago I did something that iMpRoVed our financial stress.  In addition to tracking our monthly expenses, I made a simple spreadsheet that estimates what our bank account will look like in six months. Whenever I log our monthly expenses, I also update this 6-month sheet (to see an example, click 6-Month Spreadsheet). Continue reading “The Financial Lifesavor”

{The Answer Is In The House}

With a tough EcoNoMy like the one we’re in, many people find themselves in a challenging financial position.  Many are looking to take on second jobs to make ends meet.  It reminds me of a talk I heard back in college.  My alma mater, Oral Roberts University in Tulsa, Ok required us students to attend chapel twice a week.  These were aContinue reading “{The Answer Is In The House}”

“Broke” Was My Goal

After I graduated from college I had difficulty finding a job so I did what most college graduates do, I got a job in a completely unrelated field than my major.  In my case, it was waiting tables.  I remember my first day on the job thinking, “I got a college degree and now IContinue reading ““Broke” Was My Goal”