I know…it is only September…but I already have half of my Christmas shopping DONE! The motive for starting so early? I’m tired of stressing out during the holidays! The reason I’m starting so early has to do with money. If I began now, I could spread the cost of gifts over the course of several months, instead ofContinue reading “How I am avoiding a stressful Christmas this year…”
Tag Archives: Budget
The Financial Lifesavor
A few years ago I did something that iMpRoVed our financial stress. In addition to tracking our monthly expenses, I made a simple spreadsheet that estimates what our bank account will look like in six months. Whenever I log our monthly expenses, I also update this 6-month sheet (to see an example, click 6-Month Spreadsheet). Continue reading “The Financial Lifesavor”
Life on a Budget
Let me tell ya, the word “budget” was not in our vocabulary when Doug and I got married 5 years ago. Like many newly married couples we graduated from college, moved to a new city, got good jobs and spent money on the weekends rewarding ourselves for all of our HaRd WorK. BUT about 3Continue reading “Life on a Budget”
The Suede Sofa Blog 